The policy will cover all reasonable costs and expenses which the insured becomes legally obliged to pay as a result of the accidental and unforeseen emission of pollutants, carried by an insured vehicle, which has caused damage to the environment, including property other than the insured's own property, including such things as ongoing environmental monitoring, rehabilitation and legal costs involved. It is not necessary that there be another motor vehicle involved in the accident. The truck transporting the “dangerous goods” might for example, have burst a valve of the tanker trailer, thereby causing product to leak out into the environment. The only requirement is that the incident is unexpected, accidental and unintended. These unexpected incidents could include pollution release whilst loading and offloading, as well as spillage on the clients premises whilst the insured vehicle is stationary, this excludes incidents as a result of negligence.
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