Clients in the haulage and transport industries often face unique challenges. It is for this very reason that we designed our Heavy Commercial Vehicles policies in such a way to offer our brokers’ clients tailor-made insurance solutions that will address their particular needs.

We have a specialised team of underwriters dedicated to our commercial trucking division. This includes professional claims staff that ensures clients will receive a seamless experience, with quick turnaround times.

Because the haulage industry is a major player in our country’s economy, IUM has invested lots of time and effort to formulate insurance solutions that are both flexible and can be tailored to a client’s specific needs and expectations. Accidents and unforeseen circumstances can happen at any given moment, we offer brokers’ clients solutions that will keep the wheels of their business turning at all times.

We can offer your clients tailor-made solutions with the following products:

  • Haulage plus
  • Goods in transit
  • Goods in transit contingency cover
  • Passenger transport vehicles
  • Additional optional cover options

Target market
  1. Abnormal load transporters
  2. Flat decks
  3. Goods in transit
  4. Hazardous goods
  5. Passenger transport services (Busses)
  6. Refrigerated vehicles
  7. Tankers
  8. Tautliners
  9. Tippers
  10. Transport contractors

Key benefits
  1. Option to insure a non-motor section on the same policy
  2. Option to include pollution clean-up costs
  3. Goods in transit cover included carriers liability
  4. Motor liability limit of R 10 000 000 standard
  5. Option to insure trucks on retail value
  6. Towing charges included for R 15 000 per registration number
  7. Wide range of excess reducer options
  8. Cover available for driver’s personal effects