Target Market

  • Abnormal loads
  • Courier services
  • Courier loads
  • Furniture removal companies
  • Hazardous goods
  • Refrigerated loads
  • Tankers (Loads of liquids comprising of fuels, chemicals, gas, milk, etc)
  • Transport of goods owned by the insured
  • Transport contractors
  • Vehicle carriers

Key Benefits

  • Conventional all risks cover or fire collision and overturning
  • Competitive excess structures and rates
  • Includes cover for carrier's legal liability
  • Basis of valuation – cost price of goods the owner, replacement value, market value or declared value including transport fees where incurred

Cover Included

  • Debris removal and clean up costs
  • Payment for destruction of salvage
  • Fire extinguishing charges extension
  • Fraud and fidelity
  • Overloading
  • Salvage and recovery of load costs
  • Tarpaulins, ropes, nets, and other packaging materials
  • Temporary storage

Optional Cover

  • Container cover
  • Contamination of load
  • Deterioration of stock following breakdown or malfunction of refrigeration machinery
  • Excess reducer – basic
  • Excess reducer – theft and hijack
  • First loss option
  • Incorrect temperature settings
  • Leakage of Load
  • Livestock and game
  • Riot and strike
  • Motor vehicles under own power
  • Storage at specific premises

Territories Automatically Included

  • South Africa
  • Angola
  • Botswana
  • Democratic Republic of Congo (DRC) not further north than Kolwezi
  • Kenya
  • Lesotho
  • Malawi
  • Mozambique
  • Namibia
  • Swaziland
  • Tanzania
  • Zambia
  • Zimbabwe
  • Uganda

How to claim

Find out how easy it to submit a claim to IUM by selecting the product you wish to claim on

Broker Zone

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Seeing Machines

DSS provides commercial fleet operators with a proven, objective way to detect and prevent driver fatigue & distraction events in real-time.