...

Target Market

  • Abnormal loads
  • Courier services
  • Courier loads
  • Furniture removal companies
  • Hazardous goods
  • Refrigerated loads
  • Tankers (Loads of liquids comprising of fuels, chemicals, gas, milk, etc)
  • Transport of goods owned by the insured
  • Transport contractors
  • Vehicle carriers

Key Benefits

  • Conventional all risks cover or fire collision and overturning
  • Competitive excess structures and rates
  • Includes cover for carrier's legal liability
  • Basis of valuation – cost price of goods the owner, replacement value, market value or declared value including transport fees where incurred

Cover Included

  • Debris removal and clean up costs
  • Payment for destruction of salvage
  • Fire extinguishing charges extension
  • Fraud and fidelity
  • Overloading
  • Salvage and recovery of load costs
  • Tarpaulins, ropes, nets, and other packaging materials
  • Temporary storage

Optional Cover

  • Container cover
  • Contamination of load
  • Deterioration of stock following breakdown or malfunction of refrigeration machinery
  • Excess reducer – basic
  • Excess reducer – theft and hijack
  • First loss option
  • Incorrect temperature settings
  • Leakage of Load
  • Livestock and game
  • Riot and strike
  • Motor vehicles under own power
  • Storage at specific premises

Territories Automatically Included

  • South Africa
  • Angola
  • Botswana
  • Democratic Republic of Congo (DRC) not further north than Kolwezi
  • Kenya
  • Lesotho
  • Malawi
  • Mozambique
  • Namibia
  • Swaziland
  • Tanzania
  • Zambia
  • Zimbabwe
  • Uganda

Find a broker

Find an insurance broker in South Africa with IUM's 'Find a Broker' tool

Find a broker
How to claim

Find out how easy it to submit a claim to IUM by selecting the product you wish to claim on


Broker Zone

Brokers can register and manage their online profile


Visit
Seeing Machines

DSS provides commercial fleet operators with a proven, objective way to detect and prevent driver fatigue & distraction events in real-time.

Visit