Target Market

  • Abnormal load transporters
  • Courier services
  • Flat decks
  • Furniture removal companies
  • Hazardous goods
  • Refrigerated vehicles
  • Tankers (loads of liquids comprising of fuels, chemicals, gas, milk, etc.)
  • Tauliners
  • Tippers
  • Transport of goods owned by the insured
  • Transport contractors
  • Vehicle carriers

Key Benefits

  • Comprehensive motor cover
  • Excess free windscreen option
  • Motor liablility included for R10m
  • Option to ensure busses on retail value
  • Wreckage removal, towing cost R15,000 per vehicle registration number

Cover Included

  • Fire extinguishing charges extension
  • Locks and keys
  • Destruction of salvage costs
  • Search and recovery costs
  • Third party liability
  • Towing charges, including storage and release fees
  • Windscreen cover
  • Wreckage removal

Optional Cover

  • Credit shortfall
  • Deposit protector
  • Downtime / loss of use
  • Excess Reducer: Own damage
  • Excess Reducer: Theft and hijack
  • Excess Reducer: Third party liability
  • Extended wreckage removal
  • Goods in transit
  • Towing and recovery costs for cross-border
  • Towing following mechanical, electrical or electronic breakdow
  • Riot and strike
  • Vehicle audio / video equipment, global positioning systems (GPS) and tracking devices
  • Windscreen for comprehensively insured vehicles

Territories Automatically Included

  • Republic of South Africa
  • Angola
  • Botswana
  • Democratic Republic of Congo (DRC) not further north than Kolwezi
  • Kenya
  • Lesotho
  • Malawi
  • Mozambique
  • Namibia
  • Swaziland
  • Tanzania
  • Zaire
  • Zambia
  • Zimbabwe
  • Uganda
How to claim

Find out how easy it to submit a claim to IUM by selecting the product you wish to claim on

Broker Zone

Brokers can register and manage their online profile

Seeing Machines

DSS provides commercial fleet operators with a proven, objective way to detect and prevent driver fatigue & distraction events in real-time.